Top Things To Know About Kiva BC Dream Builders Team

We are not a charity, therefore we are not a registered nonprofit society.  We do not receive monies from lenders(individuals.) We are an online platform and a lending team with the goal to raise awareness to people in British Columbia to help them connect with Kiva's mission to help entrepreneurs through small microloans. 

 

Kiva BC Dream Builders Team is one of many lending teams on the Kiva.org site.  Anyone with a passion to make a difference can start a lending team and get their community on board.  Kiva lets you lend to a specific entrepreneur, empowering them to lift themselves out of poverty.  As a member of Kiva BC Dream Builders Team you continue to lend as an individual, but you have the option to count each loan you make towards the overall impact of the team. You also have the choice to quit the team if you no longer wish to participate.

When you make a small loan as little as $25 to an entrepreneur, the money is repaid directly to the personal Kiva account you use when you join the team.  No one has access to your personal Kiva account and you can withdraw your money when it is paid back, re-lend it to another entrepreneur or give it to a friend as an online gift certificate so they can use it to lend to an entrepreneur of their choice.

 

 

About Kiva BC Dream Builders - http://www.kiva.org/team/kivabcdreambuilders

Nicole Gayle founded the Kiva BC Dream Builders Team July 2009 with the mission to have a diverse group of individuals with a common goal to help Kiva's mission to alleviate poverty through microloans to Entrepreneurs.

About Kiva.org

We Let You Loan to the Working Poor

Kiva's mission is to connect people through lending for the sake of alleviating poverty.

Kiva is the world's first person-to-person micro-lending website, empowering individuals to lend directly to unique entrepreneurs around the globe.

The people you see on Kiva's site are real individuals in need of funding - not marketing material. When you browse entrepreneurs' profiles on the site, choose someone to lend to, and then make a loan, you are helping a real person make great strides towards economic independence and improve life for themselves, their family, and their community. Throughout the course of the loan (usually 6-12 months), you can receive email journal updates and track repayments. Then, when you get your loan money back, you can relend to someone else in need.


Kiva partners with existing expert microfinance institutions. In doing so, we gain access to outstanding entrepreneurs from impoverished communities world-wide. Our partners are experts in choosing qualified entrepreneurs. That said, they are usually short on funds. Through Kiva, our partners upload their entrepreneur profiles directly to the site so you can lend to them. When you do, not only do you get a unique experience connecting to a specific entrepreneur on the other side of the planet, but our microfinance partners can do more of what they do, more efficiently.

Kiva provides a data-rich, transparent lending platform. We are constantly working to make the system more transparent to show how money flows throughout the entire cycle, and what effect it has on the people and institutions lending it, borrowing it, and managing it along the way. To do this, we are using the power of the internet to facilitate one-to-one connections that were previously prohibitively expensive. Child sponsorship has always been a high overhead business. Kiva creates a similar interpersonal connection at much lower costs due to the instant, inexpensive nature of internet delivery. The individuals featured on our website are real people who need a loan and are waiting for socially-minded individuals like you to lend them money.