Loans that Change Lives

Welcome to Kiva BC!
Empower, Help Build Dreams, Change Lives
"It is one of the most beautiful compensations in life...that no man can sincerely try to help another without helping himself" - Ralph Waldo Emerson

 

 

Dear Friends, 

Welcome and thank you for visiting.

My name is Nicole Gayle and I heard about Kiva a short while ago from a friend and was curious about who they are. My curiosity led me to ask a few questions and to be honest, when I heard the word “loan” I was really skeptical and thought I probably wouldn’t want anything to do with it.

But I took a leap of faith, checked out the Kiva site and was blown away by the idea of helping entrepreneurs across the globe through microloans so I decided to bring more awareness to my community because I know people in BC care about the needs of people around the world.

I also checked out the “About” section and noticed that Kiva was endorsed by huge corporations and celebrities like CNN, Time Magazine, Bill Clinton, http://www.kiva.org/about/press/
and have corporate sponsors like Microsoft, Starbucks, Google, and many others. http://www.kiva.org/about/supporters/

As an aspiring humanitarian and entrepreneur, I took a chance and made my first loan of $25 to the Sikyoomu women's group in Katosi Lugazi, Uganda using my paypal account. Paypal is also a corporate sponsor for Kiva and one of the internets global leader in payment solutions around the world that allows anyone to send money without sharing financial information.

Within a very short time my loan was repaid in full and I was so excited, I began telling my family and very close friends.  I recently made the bold decision to create a website in order to bring more awareness to people in British Columbia.

This website will be lost in cyberspace without you spreading word about those who like yourself, desire to come up from the bottom into a dynamic life of their own.

It takes about 3 minutes to signup for a Kiva account and only a few more minutes to loan $25 to an entrepreneur. This is an important step to helping one of many small business owners who are struggling to lift themselves up and you will have the joy of knowing that you have the power to make a difference in their ability to be economically independent.

Your small loan may make the difference between success and failure of an entrepreneur who wants to build a sustainable business that will provide income to feed, clothe, house and educate their family long after your loan is paid back. 
 
I am passionate about uplifting humanity and I know you desire to make a difference in the lives of others.  Let's make an impact together and join the British Columbia Team http://www.kiva.org/team/kivabcdreambuilders.   British Columbians come together and help change lives one loan at a time. See other lending teams here.


Sincerely,
Nicole Gayle
Click on this link  to visit the Sikyoomu woman's Group page, check out my picture when you scroll down to see lenders to this group.  Awesome!!
 
 
You can join the BC team and lend to someone across the globe who needs a loan for their business - like raising goats, selling vegetables at market or making bricks. Each loan has a picture of the entrepreneur, a description of their business and how they plan to use the loan so you know exactly how your money is being spent - and you get updates letting you know how the entrepreneur is going.

The best part is, when the entrepreneur pays back their loan you get your money back - and Kiva's loans are managed by microfinance institutions on the ground who have a lot of experience doing this, so you can trust that your money is being handled responsibly.

It's finally easy to actually do something about poverty - using Kiva I know exactly who my money is loaned to and what they're using it for. And most of all, I know that I'm helping them build a sustainable business that will provide income to feed, clothe, house and educate their family long after my loan is paid back.

Join me in changing the world - one loan at a time.

Thanks!
 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Copyright 2010 Kiva BC Dream Builders All Rights Reserved Worldwide

 

Kiva BC has made 5 loans to Entrepreneurs Worldwide so far. 

 

Check out our impact here

Join the BC Team Here

 More questions for Nicole?

Send your emails to:nicole@kivabcdreambuilders.com

Find out what's new with Kiva by Clicking HERE 

 

 

What others are saying about www.Kiva.org:

'Revolutionising how donors and lenders in the US are connecting with small entrepreneurs in developing countries.'
-- BBC

'If you've got 25 bucks, a PC and a PayPal account, you've now got the wherewithal to be an international financier.'
-- CNN Money

'Smaller investors can make loans of as little as $25 to specific individual entrepreneurs through a service launched last fall by Kiva.org.'
-- The Wall Street Journal

'An inexpensive feel-good investment opportunity...All loaned funds go directly to the applicants, and most loans are repaid in full.'
-- Entrepreneur Magazine  


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Top Things To Know About Kiva BC Dream Builders Team

We are not a charity, therefore we are not a registered nonprofit society.  We do not receive monies from lenders(individuals.) We are an online platform and a lending team with the goal to raise awareness to people in British Columbia to help them connect with Kiva's mission to help entrepreneurs through small microloans. 

Kiva BC Dream Builders Team is one of many lending teams on the Kiva.org site.  Anyone with a passion to make a difference can start a lending team and get their community on board.  Kiva lets you lend to a specific entrepreneur, empowering them to lift themselves out of poverty.  As a member of Kiva BC Dream Builders Team you continue to lend as an individual, but you have the option to count each loan you make towards the overall impact of the team. You also have the choice to quit the team if you no longer wish to participate.

When you make a small loan as little as $25 to an entrepreneur, the money is repaid directly to the personal Kiva account you use when you join the team.  No one has access to your personal Kiva account and you can withdraw your money when it is paid back, re-lend it to another entrepreneur or give it to a friend as an online gift certificate so they can use it to lend to an entrepreneur of their choice.